S p e c i a l i z e d f i n a n c i a l s u b s i d i a r i e s:

s t r a t e g i c l e v e r s a t t h e s e r v i c e o f

c u s t o m e r s

The Attijariwafa bank group's specialized

f inancing subsidiaries are a true extension

of the Group's overall of fering, meeting the

specif ic needs of individuals, professionals and

businesses. Complementing traditional banking

services, they of fer targeted solutions in key

areas: money transfer, consumer loan, real

estate, factoring, leasing, long-term vehicle

leasing and participative f inance.

Driven by the same demand for excellence,

they place customer satisfaction at the heart

of their priorities, relying on digitalized

processes, personalized of fers and a high

level of responsiveness. In 2024, this dynamic

resulted in concrete innovations, enhanced

support and increased digitalization. Committed

to continuous improvement, they actively

contribute to making the Group a trusted partner

for responsible and inclusive f inance.

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True to its mission of innovation in the service

of proximity, the Attijariwafa bank group,

through its subsidiary Wafacash, strengthened

its position in the national and international

money transfer markets in 2024, by forging new

strategic partnerships.

Present for over 30 years Wafacash has

established itself as a major player in f inancial

inclusion by facilitating access to f inancial

services accompanying its customers on a daily

basis and having a strong territorial capillarity

ref lected by the opening in 2024 of 1000 new

contact points across the Kingdom covering

over 200 new localities

With this in mind, Wafacash has launched

WafaLik, an innovative local service based on an

alternative distribution model, designed to make

its of fers more accessible in dif ferent areas.

The subsidiary is also pursuing its social

commitment through concrete actions in favor of

vulnerable populations, notably by distributing

social aid and by actively contributing to the

generalization of Compulsory Health Insurance

(AMO), in partnership with the CNSS.

Through these initiatives, Wafacash reaf Ïrms

its role as an essential lever for more inclusive

f inance, closer to the needs of citizens.

A YEAR OF COMMITMENTS,

initiatives and pan-african growth

02

57

years

Attijariwafa bank