A NURTURING SCHEME DEDICATED

TO AFRICAN TALENT

A STRONGER CAREER AND TALENT

MANAGEMENT APPROACH

AN INTRODUCTORY PROGRAMME OF

TRAINING AND CERTIFICATION COURSES

A COMPENSATION POLICY COMPETITIVE AND

FAIR FOR ALL EMPLOYEES

Through a rich and varied training programme which keeps

pace with the growth of its businesses, the Group is keen to

enhance the skills of its employees. To this end, it offers

training cycles in soft skills and job-specific training courses

as part of its continuous training scheme.

Thanks to these measures, Attijariwafa bank group ensures

the establishment of qualified teams ready to face the current

and future challenges of the financial sector, while providing

opportunities for professional development and career

progress. In 2023, 99% of employees benefited from at least

one training course during the year.

Talent management is one of the most important strategic

issues to build loyalty and performance within the Group, as

well as adding value to the HR offer. This approach is based

on assessing skills and performance, designing career paths

according to Attijariwafa bank's requirements and promoting

internal mobility.

To remain competitive within the labour market, attract and

retain the best talent, and encourage and reward employee

performance, Attijariwafa bank group has embarked on a

process to modernise its compensation policy. Through this

initiative, the Group intends to establish a remuneration system

that is both competitive and fair as well as motivating for all

its personnel.

Thanks to its HR transformation model, Attijariwafa bank,

including the Group's subsidiaries, has successfully overcome

major strategic challenges in 2023. This process is a decisive

step in the modernisation and harmonisation of the Group's

human capital management practices. Through the alignment

of HR policies, processes and instruments with strategic goals,

this initiative seeks to strengthen the cohesion, efficiency and

performance of the entire Group.

Working in close collaboration with CHG's teams and managers,

this transformation is building an inclusive working environment

that fosters talent, innovation and the fulfilment of each

individual's professional aspirations.

The Group organised the third edition of the "African Talents"

digital symposium as part of its strategy to promote excellence

in Africa and develop the Continent's human potential. It brought

together Moroccan and international diplomatic, academic,

financial and economic figures, along with senior executives

of Attijariwafa bank group, in a bid to create a real momentum

around African talent on a global and continental scale.

AN EFFECTIVE HR WORKFORCE