A SUSTAINABLE DEVELOPMENT

AN ACTIVE PLEDGE FOR FINANCIAL MODERNISATION

Above and beyond its main activities, Attijariwafa bank engages

in various initiatives with a strong social and environmental

impact. Among other things, the Group has financed more than

2,000 MW of wind and hydroelectric projects, representing

almost MAD 9 billion in undertakings, of which 1,436 MW in

Morocco.

Meanwhile, Attijariwafa bank is distributing social aid via its

banking networks and providing financial education to students

and trainees in Moroccan and African schools, by familiarising

them with the activities of the Trading Floor.

Attijariwafa bank CIB plays a dynamic role driving the development

of financial infrastructures in Morocco as well as in many of

the countries in which it operates in Africa. Throughout 2023,

the division provided the authorities and regulators with active

support in setting up new innovative financial products such

as derivatives the establishment of a futures market the OPCI

market growth as well as the securitisation of receivables

markets

Moreover, Attijariwafa bank confirmed its position as a major

player in the bond and private debt markets. It is positioned as

the leading intermediary in treasury securities in Morocco and

Africa, while fulfilling an important mission in originating,

consulting and placing major transactions in the private debt

market

A BROADER PRODUCT RANGE

Throughout 2023, Attijariwafa bank maintained its innovative

stance by expanding its investment services by introducing

multiple factor funds, equity funds and Undertakings for

Collective Real Estate Investment scheme (OPCI), thereby

providing its investing clientele with a wider range of solutions.

It also improved its digital channels so as to speed up the

uptake of remote banking solutions by customers. Furthermore,

it enhanced the efficiency and transparency of its international

operations, thus strengthening the trust and satisfaction of its

customers.