Respecting the environment

and tackling climate change

The Group has made a firm commitment to minimizing

its carbon footprint. This is reflected in numerous

measures taken to reduce paper usage, energy

consumption, and waste production.

As part of its continuous energy improvement program,

Attijariwafa bank has adopted several initiatives across

its locations. By 2023, these efforts led to a 4% reduction

in electricity consumption at its central and regional

sites.

Moreover, to control its paper usage, Attijariwafa Bank

has launched a proactive approach to digitizing internal

processes and documents, as well as those intended

for customers and partners. During the same year, the

recycling of nearly 19 tonnes of paper saved approximately

60.7 tonnes of CO2.

Attijariwafa bank continues to strengthen its commitment

to sustainable construction, as evidenced by the High

Environmental Quality (HEQ) certification awarded to its

Rabat-Souissi regional management headquarters in

2018.

The Group has adopted a holistic approach in all its

logistics projects in Morocco, ensuring they meet the

building standards set by the international organization

Cerway.

The Group's sustainability efforts were further recognized

with an HQE certification at the "Exceptional" level for

the design and construction of its Fez-Meknès regional

office. This acknowledges the Group's dedication to

conserving energy, protecting the environment, and

promoting health and comfort.

As climate change intensifies, Attijariwafa bank group is

making unwavering efforts to support its clients' energy

transitions. It has developed a range of tailor-made

financing solutions for public and private players. In doing

so, the Group contributes to optimizing their energy

consumption, particularly through the integration of

renewable energy sources.

As a recognized leader in energy transformation in Africa,

the Group has allocated more than MAD 13.5 billion to

green projects since 2011. Out of this sum, MAD 9 billion

has been invested in major renewable energy projects,

with a combined installed capacity of over 2,100 MW.

Lastly, in 2019, Attijariwafa bank group was accredited by

the United Nations Green Climate Fund (GCF) as a financial

intermediary responsible for deploying green finance in

Africa. Since then, the Group has actively structured

financing programs that comply with GCF standards.

Among these programs are energy efficiency projects

for Moroccan municipalities, carried out in partnership

with the Moroccan Energy Efficiency Agency (Agence

Marocaine pour l'Efficacité Energétique - AMEE).

Additionally, the Group supports climate change adaptation

initiatives across various regions in the Kingdom. It is also

backing the Tunisian Solar Plan by funding 18 solar energy

projects, with a total capacity of 260 MW.

A CONTROLLED CARBON IMPACT

AN ENHANCED COMMITMENT

TO SUSTAINABLE

A KEEN ADVOCATE OF SUSTAINABLE

GREEN GROWTH

AN ENVIRONMENTAL RECOGNITION

AWARDED BY THE GREEN CLIMATE FUND

9

MAD billion

dedicated to

major renewable

energy projects

135

MAD billion

commitment

to green projects

by the end of 2023