Securities received and given as guarantee at December 31, 2022 (thousand MAD)
Breakdown of assets and liabilities by residual maturity at December 31, 2022 (thousand MAD)
- Loans & Advances and demand deposits are classified according to run-off conventions adopted by the bank.
Breakdown of foreign currency-denominated assets, liabilities and off-balance sheet at December 31, 2022 (thousand MAD)
Securities received as guarantee Net book value
Asset/off-balance sheet entries
in which loans and signature loans
pledged are given
Value of loans and signature loans pledged
that are hedged
Treasury bills and similar assets
N/D
Other securities
Mortgages
Other physical assets
TOTAL
Securities received as guarantee Net book value
Asset/off-balance sheet entries
in which loans and signature loans
pledged are given
Value of loans and signature loans
pledged that are hedged
Treasury bills and similar assets 14 650 075
Other securities
Mortgages
Other physical assets
TOTAL 14 650 075
D ≤ 1Months
1Months < D ≤
3Months
3Months < D ≤ 1
Years
1 an < D ≤ 5 Years
D > 5 Years TOTAL
ASSETS
Loans and advances to credit institutions and similar establishments 6 815 452 5 612 532 12 785 911 17 410 359 6 028 815 48 653 069
Loans and advances to customers 23 838 516 21 196 091 43 740 881 79 190 382 60 466 323 228 432 193
Receivables acquired through factoring 344 167 1 044 232 1 530 903 7 207 005 10 126 307
Available-for-sale securities 4 979 9 475 14 454 1 486 705 50 989 1 566 602
Investment securities 3 619 563 5 124 554 1 945 437 10 689 554
TOTAL 30 658 947 27 162 265 61 205 041 104 742 903 75 698 569 299 467 725
liABilitieS
Amounts owing to credit institutions and similar establishments 22 027 689 3 706 866 8 565 659 2 789 100 1 014 964 38 104 278
Amounts owing to customers 36 053 983 10 119 703 29 708 021 44 486 618 153 523 955 273 892 280
Debt securities issued 1 981 860 2 344 639 4 640 982 8 967 481
Subordinated debt 1 329 337 8 700 841 7 337 148 17 367 326
TOTAL 58 081 672 15 808 429 41 947 656 60 617 541 161 876 067 338 331 365
BALANCE SHEET 12/31/2022 12/31/2021
ASSETS :33 096 004 35 322 233
Cash and balances with central banks, the Treasury and post office accounts 159 282 68 768
Loans and advances to credit institutions and similar establishments 10 339 786 10 838 259
Loans and advances to customers 8 256 573 5 991 318
Trading securities and available-for-sale securities 2 612 148 6 872 614
Other assets 312 132 442 682
Investments in affiliates and other longterm investments 11 416 083 11 108 592
LIABILITIES 18 266 714 20 641 429
Amounts owing to central banks the Treasury and post office accounts
Amounts owing to credit institutions and similar establishments 9 524 437 10 822 153
Customer deposits 8 659 347 9 711 526
Other liabilities 82 930 107 750
OFFBALANCE SHEET 105 057 498 71 820 037
Commitments given 74 098 780 51 639 257
Commitments received 30 958 718 20 180 780